Montana Land Buyer Realty


	MLB James Kozlik of Montana Land Buyer RE can be your source for selling and buying LAND, HOUSES, and RANCHES. Call James 406 220-1563


	Land in New Mexico Looking for warmer climate? Desert oasis? Here's a possibility, 20 acres in Central New Mexico about 65 miles of Las Vegas, NM is a dry climate with over 320 days of sunshine. Pinon and Juniper Trees with open spaces to build a secluded hacinenda! I (Jim) actually have a part interest in a property done here and can attest to the peaceful easy feeling you can experience. Great place to build that authenic adobe off grid home or getaway. I know and have sold real estate for the seller (over 16 years) and he has authorized me to continue selling properties for him. 20 acres $47,500 owner financing! Call James 406 220-1563 for details.

Belfry Lots 2 ($59,900) 9.580 acres SOLD
Acreage with excellent location, year round living access, power and overlooking the Clarks Fork River Valley. Live a couple miles from the small town of Belfry, which has a well funded small K-12 school. Only 20 miles from the sweet little resort town of Red Lodge where you have great skiing and so much more. Tons of recreation in the area. Property offers private access off the paved road. Acreage offers some diverse terrain with top of hill build site giving you big expansive views. Property backs up to large ranch offering great privacy. Private access to public land where you can hike, hunt or ride for hundreds of miles. Three other lots available, pick yours first!

BelfryLots 3 ... $67,900 (above) 8.90 acres
Acreage with excellent location, year round living access, power and overlooking the Clarks Fork River Valley. Live a couple miles from the small town of Belfry, which has a well funded small K-12 school. Only 20 miles from the sweet little resort town of Red Lodge where you have great skiing and so much more. Tons of recreation in the area. Property offers private access off the paved road. Close to 1/3 the property offers good grazing ground. Remaining acreage has the perfect hillside for walk out basement style home. Top of hill gives you big expansive views. Property backs up to large ranch offering great privacy. Private access to public lands!

Belfry Lots 4 ... $72,900 (above) 10.95 acres
Acreage with excellent location, year round living access, power and overlooking the Clarks Fork River Valley. Live a couple miles from the small town of Belfry, which has a well funded small K-12 school. Only 20 miles from the sweet little resort town of Red Lodge where you have great skiing and so much more. Tons of recreation in the area. Property offers private access off the paved road. Close to 1/2 the property offers good grazing ground. Other portion of property you will find deep draws and rolling hillside that backs up to large ranch offering great privacy. Private access to public land where you can hike, hunt or ride for hundreds of miles. Three other lots available, pick yours first!

Belfry Lots 5 ... $67,900 (above) 8.97 acres
Acreage with excellent location, year round living access, power and overlooking the Clarks Fork River Valley. Live a couple miles from the small town of Belfry, which has a well funded small K-12 school. Only 20 miles from the sweet little resort town of Red Lodge where you have great skiing and so much more. Tons of recreation in the area. Property offers private access off the paved road. Close to 1/2 the property offers good grazing ground. Other portion of property you will find deep draws and rolling hillside that backs up to large ranch offering great privacy. Private access to public land where you can hike, hunt or ride for hundreds of miles. Three other lots available, pick yours first!

Call James 406 220-1563


	Eagle Ridge


	MLB I love to list properties for sellers and serch for properties for serious buyers. I am a dedicated realtor specializing in vacant large tract land! I have been selling vacant land for over 18 years. I am also a Certified Permaculture Designer and can consult with you to create a native landscape and garden design. I built houses for 10 years. I enjoy what I do and am here to assist you! Call me and we can get started, if you have the patience we just might be able to work together in finding land that might fulfill most of your needs. James Kozlik 406 220-1563

Don't miss this opportunity to own this amazing home in Montana's Territorial Capital from 1865-1875 - Virginia City! This historical 1915 farmhouse was moved from the Ruby River and situated above the town of VC. It was then completely restored and now boasts roughly 3000 sq feet of updated living. With 4 bedrooms (one non-conforming) and 3 1/2 baths, this house is perfect for a family or for the person that loves to entertain. There is nothing quite like living on a quiet street in a happening place! The beautiful hardwood floors and doors are original. The more modern kitchen has a Viking gas stove, a KitchenAid refrigerator, a Miele dishwasher and concrete counter tops. The covered back porch with the wood fireplace is the perfect place to spend evenings enjoying the view of the town and surrounding mountains. Call today to see this one of a kind home. $869,000 Price reduction NOW $745,000! Dated 10/16/21 Call James 406 220-1563


	Gift Shop Virgina City Montana Historic building, part of the original Virginia City townsite. Many improvements and upgrades have been completed over the years, this building is in great shape! Main floor is 1500+ sq ft retail that has been used for many years as a souvenir shop known as The Vigilante Gift Shop. Lower level is a 500+ sq ft studio apartment perfect for a live/work space. Authentic old time flare with a robust seasonal tourism industry in the area. Gift shop business and inventory are negotiable. $375,000 Commercial Building Call James 406 220-1563 for more photos and information.


	Bear Creek Montana Soak in the Montana big sky with this vacant building lot within minutes of Red Lodge with it's shopping, art galleries, restaurants, schools, theater and modern medical facilities. Unlimited recreational activities nearby in all directions - including skiing/snowboarding, fishing, camping, hiking, hunting, biking, golf, horseback riding, kayaking/rafting, snowmobiling, etc. Lot is located in the historic and quaint town of Bearcreek. Power, water and sewer connections available at the front of the lot. $38,500 - building lot - .061 acres Call James 406 220-1563 for more photos and information. MLS 364102


	1 Acre in Bozeman Montana 1 acre building lot in Bozeman Montana. Hyalite Creek at the bottom of Hyalite Canyon and Hyalite Reservoir your meca for camping, boating, fishing, biking, hiking and backcountry skiing! Paved road, power, very nice homes in the area. This is an upscale neighborhood with Hyalite Creek running through south edge of property. The building site will be a bit of a challenge but doable with a little bit of excavation. There is an Aspen grove along the creek. Great place to have a cup of java on the back deck or sun room in the morning before heading out to explore the canyon. $800,000 Call James 406 220-1563 for photos and more infromation. MLS 362535

You will need a team of locale bankers, lenders, contractors and consultants who get you to a position of fulfilling your dream of having a home in the Rocky Mountains of Montana.
Architects
Bankers
General Contractors
Well Drillers
Septic Installers
Excavators
Concrete Specialest
Foundation Specialest
Framers
Roofers
Electricians
Plumbers
Sheet Rock Installers
Tape and Texture specialest
Painters
Flooring Specialest
Finish Carpenters
Landscapers

Both James and Jason (my partner) have years of experience in the building industry. We have worked for other contractors, built custom homes for people and speculation homes for resale. We can guide you with the nuances of developing your land and assist you with valuable suggestions along the way.


	Our Services Buying a home and land is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand. Our specialty is educating, assisting and representing the best interests of buyers throughout the whole buying process. Our comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful. We enjoy bringing buyers and sellers together to achieve their mutual goals.


	Buying a Home Home vs Rent “Updated quarterly, NAR tracks data regarding things like home ownership intent or desire. To see if people think now is a good time to buy a home or if it makes sense to stop renting and buy or to continue renting. The people polled in this survey are the same average Americans who drive the housing trends and markets today. Therefore, the HOME survey can be very beneficial when deciding what to expect next and help shape important decisions. The survey shows that half of all renters in America, much like Proctor, feel like they can’t afford to buy a home. “Some of that we found is attributable to student loan debt and they don’t feel comfortable taking on additional debt,” said Jessica Lautz, managing director of Survey Research and Communication for NAR’s research division. “The other aspect of it is the misperception of down payment options. Thirty-nine percent think they need more than 20 percent down to purchase a home. Eighty-seven percent think they need more than 10 percent. There’s a gap in knowledge between low down payment options and what they believe they need.” Hale added that the biggest problem is a lack of education on how the process works. “We know that in the long run homeowners accumulate wealth as they pay down their mortgage, and home ownership remains part of the American Dream. Our data shows that right now it’s probably more affordable for renters to buy a home than they realize.” “You can put as little as 3.5 percent down using a Federal Housing Administration loan. A lot of these people could afford a monthly mortgage given the prevailing home prices…” “You can put as little as 3.5 percent down using a Federal Housing Administration loan. A lot of these people could afford a monthly mortgage given the prevailing home prices, especially in markets in the Midwest and South. These are the areas where the greatest share of renters could stop renting and potentially become a homeowner.” Exert from NAR article 2016 by Anthony SanFilippo


	Wish List Will this property be used as a permanent residence or for recreational use? Or a second home? Do you need to be near a major city or town for jobs, hospitals and other amenities? Would you prefer to have remote property for a hunting retreat? Do you want to be near mountains or is the rural grassy, hilly, ranch lands your desire? Will you want a small get-a-way cabin on your property to use for vacations? What can you afford as a monthly payment? Do you have discretionary money saved up to purchase property? Will you need a contractor or a building consultant? Do you plan to have horses? livestock? Do you have a 4 wheel drive vehicle? Are you handicapped and need flat terrain with easy access? What are other requirements or expectations do you have for living a rural lifestyle? Would you consider a joint purchase? Are you considering off grid options? We can help! What is your timeline for purchasing Land? How long have you been looking?


	Land as an Investment "I have always liked real estate; farm land, pasture land, timberland and city property. I have had experience with all of them. I guess I just like the good earth. The foundation of all our wealth." Jesse Jones, entrepreneur. In fact the Realtor 2017 Land Institute Land Markets survey shows that out of all buyers of land transactions there was a 5% increase in those that were investors in just one year 2015 to 2016. With so many different types of land to choose from and so many ways to invest in land, the possibilities are almost endless.


	Selling your Land or Home For some people, their home or land investment is their largest financial asset, and deciding to sell is a big decision that involves a lot of preparation and work. When you're ready to sell it's important to have an experienced Montana real estate professional handle the details involved in the successful sale of a home or land. We have "hands on" professional experience building and selling homes. We have a broad background in selling land! We know how to handle every aspect of the sales process. As a buyers agent we are constantly increasing our data base of buyers so marketing your home or land beyond locale advertising and MLS listings is a huge benefit. We also have been involved with many closings, making sure everything's signed, sealed and delivered in a professional manner. This is an important aspect of our many services. We will provide you with a comprehensive, high-quality listing service. So when you decide to sell your Montana home or land, contact me and let's get started! Call James 406 220-1563

Whenever a person divides a portion of land he/she becomes the developer of a subdivision. The land then is divided into a minor or major subdivision. A minor subdivision will have lots ranging in size from 1/4 acre to 20 acres or less. A major subdivision will have tracts of land ranging in size from 20 acres or more. A large tract (160 acres) might be considered a block of land. A minor subdivision requires higher county standards and regulations than a major subdivision. Minor subdivisions are required to have covenants and in some cases the developer or landowners will form a homeowners association. Subdivisions that are 160 acres generally do not require covenants however land owners are still required to follow county regulations. Typically, the price of a smaller lot or tract of land will be higher per acre since the development is more costly.

"Spending hours working on a rural property that you own or even have some ownership in can be very rewarding. And I think a large amount of our population may underestimate that, or may just not have had the experience or opportunity to have ever felt it. That feeling of ownership is something that is hard to explain, really, until you have sacrificed something to have felt it. In one form or fashion, most every landowner has to sacrifice something fairly substantial just to have a little piece of dirt on this big Earth to call his own. But boy can it be so very rewarding."

Excerpt from Land Realty article by Stan Swofford

Photo of our developing homestead of 4 acres! Jim and Marian Paradise Valley Montana


	Buying Land with a Mindful Vision If you are inspired to heal Planet Earth, there is always a parcel of vacant land that can be developed with gardens, forest and animal habitat. There is no better way to be an ecologist than to develop a supressed portion of land and heal it! There seems to be a movement with some people, the urge to have a small farm, or mountain homestead, to get back with nature and in so doing, revive the intuitive self intelligence that connects us to Planet Earth. There are many people practicing "Permaculture" methods that might relate to a specific agricultural and ecological region. For instanace, Papya doesn't grow in Paradise Valley Montana (unless you have a year round Forest Graden Greenhouse!). There are parcels of land that needs owner's! They may be rocky, with Glacier silt and barren of trees, the only vegation being tufts of grass, sage, wild native plants, waiting to be cultivated. It is amazing what you can accomplish over a period of time to make your homestead a self reliant domain! Some of the most fasinating ways of turning a barren land into a paradise of delights is to practice Permaculture techniques for growing food, raising animals and live stock and generally improving the envoirnment. The CD Inhababit is a current film that really captures the spirit of living off the land and shows how we can assist in various ways to restore what has been agriculturally destroyed or left as barren land due to over grazing or neglect.

We started our garden 20 years ago, with silt for dirt, and rock everywhere. The contractor who excavated the site and poured the concrete slab, placed the footprint in a depressed area. Using pick and shovel we moved rock to form small terraces and beds. As you can see in this photo, we also used old log ends. Over the years we have expanded with various creative ways to expand our garden. We have over 250 species of plants, including wild edibles, medicinal and culinary herbs. We have annual crops and rotate some into a winter greenhouse attached to our garage. Fencing, sheds, sunrooms, and additions have a lot of recycled material from job sites and remodels and the locale dumpsters. It has been an incredible journey developing our homestead (this is the third one) in the 43 years Marian and I have been together! We had the "resource economy" attitude from our days of collecting and selling at flea markets. You too can become creative and be inspired to make a successful homestead. Check out tinytexashouses.com


	Homestead Declaration Here's some highlights from the article "Using a Homestead Declaration to protect your home from creditors". Provided by Montana State University extension; issue MT199815HR Revised 10/14 "A homestead is the house or mobile home that a person lives in and the land on which it sits. The property must be a person's primary residence for it to be eligible for a homestead declaration." It also includes a mobile or manufactured home that is on leased land. Or land the the home owner does not own. "The maximum value of exempt property for a homestead declaration is $250,000. There are more limitations one of which is creditors can go to court to try and force a (sub)division of the property The State of Montana Law Library has forms available for download at https://www.courts.my.gov/library/topic/end life.mcpx


	Sandbag Dome Homes Labor intensive but very low cost and the earth is main material used in building process.


	Cabin Tom Miner Mountain sheep hanging around restored ranch cabin. 20x20 small hunting cabin for weekend getaway!


	Budist Temple Decrotive, bright, creative roof lines.


	Container Camp Shipping container homes have become popular. In this photo a 20 footer with doors at both ends, is used as a delux camp site. A shed roof was put over top to keep out noise from rain. Bed, propane cook top, sink and 2 person table are all locked up, and ready to use next time.


	Tiny House with wood burning hot tub


	Text Help on the Homestead We have all the help we need on the homestaed by utilizing the WWOOF.org program. It's rewarding as we get to share our knowledge of off grid living, and permaculture garden and living expericences with younger folks wanting to live more of a self relient lifestyle.


	Building in stage Starting small with your project makes building more affordable. Homes of the distant past were built with expansion as an intention. With your entire plan in hand, you can place a header (support beam) in a wall so when you cut out where the next room will be added, it makes remodel a lot easier. Best not to put electrical or plumbing in the proposed opening.


	Deadman's Basin Escape to your own private 20 acres near Deadman's Basin Reservoir with small log cabin. The elevated views from the cabin are amazing! Cabin will need some updates, while it offers an open floor plan, partial kitchen, wood stove, septic permit for a bathroom add-on and a 6' covered deck. Acreage has rolling hill terrain with rock formations, scattered trees and spectacular views of the Mountains & Reservoir. Good wells in the area. Great for a secluded getaway, or one could make it work for year-round living if you like privacy. Located 20 miles east of Harlowton, 85 miles northwest of Billings. Wildlife includes deer and antelope, partridges and grouse. Only 2 miles from boating and fishing in Deadman's Basin Reservoir for trout, Walleye, Tiger Muskie...plus duck and goose hunting on the state land next to the reservoir. Power, phone & fiber optics nearby. Mild covenants do not appear to be enforced. $125,000 Call James 406 220-1563 for photos and more information. MLS 362185


	Borders National Forest Top of the world Views, borders National Forest. This seasonal property is ideal for a small hunting or recreation cabin. You can expect peace and quiet with awesome sunrises. The terrain is steep with a small building pad scraped out on the "nose of the ridge" that can be expanded a little bit. There is also thousands of acres of State and BLM (public lands) in the area for recreational use. Close to Wyoming state line, approximately 45 miles to Cody Wyoming and 35 miles to Red Lodge Montana, both gateways to panoramic highways and Yellowstone National Park. Just so you are aware there was an early season fire that ran along the east facing mountain range from Robertson Draw to Mount Maurice a stretch of about 7-10 miles. The fire left much of the trees burnt with pockets of still standing trees. Some of the grassy areas came back after a few rain storms. Next season the understory should be vibrant with wild flowers and native foliage. $100,000 20 acres Call James 406 220-1563 for photos and more information MLS 362156


	Beartooth Valley Ranch This 43 acre property sits at end of the road with stunning views and endless recreation options. Great elevated building site with amazing views of the surrounding mountains, the Beartooths to the immediate west, the Pryor Mountains to the east and Heart Mountain to the south. Property has a great mix of terrain and with trees and seasonal water. Add the fact you border public land and have access to almost a million acres in the Custer National Forest and Beartooth Wilderness. From here easily enjoy the best of MT and WY, located between the towns of Red Lodge Montana and Cody Wyoming, gateways to Yellowstone National Park and the Beartooth Wilderness. Good hunting & fishing close by. There is a ski area at Red Lodge, about a 35 mile drive from the property. Billings Montana (largest city in MT) is about 65 miles away. Recent fire burned trees in the Mountains but not on this property. If you want peace and quiet with an abundance of wildlife then you will want to take a closer look. $140,000 43 acres Call James 406 220-1563 for photos and more information. MLS 361036

Sometimes contract note buyers, are real estate investors that have discretionary income that can be used to purchase the Contract for Deed for a parcel of land at a discounted price, with the anticaption of making a profit off of the interest and monthly payments they receive over the life of the contract (mortgage). Unlike owning an apartment or home they have an interest in a vacant parcel of land. James and Jason of Montana Land Buyer Realty have years of experience with Land Contracts. For a seller if you are willing to consider offering owner financing with 15% down, the chances of selling your vacant land increases. If the buyer defaults you get the property back and keep whatever principal and interest you already received, and get to sell it again! We can help a seller set up escrow, the contract for deed and all other instruments that are used with owner financing. Call us if you want to explore listing your vacant land with Montana Land Buyer Realty.
Call James 406 220-1563.


	Owner Financing The advantage of owner financing forthe seller and buyer: As longtime agents for a land development company Montana Land Buyer Realty has experienced both the seller and buyer sides of selling and purchasing vacant land. Typically vacant land does not have the equity that a bank needs to finace a transaction. If a seller is willing to finace their property and a buyer can prove a good credit history there might be advantages for both parties to reach a mutual goal. Call James Kozlik 406 220-1563 or email me at rmt20acres@yahoo.com

MLB

Land in New Mexico

Belfry Lots 2 $59,900 (photo below)

Eagle Ridge

MLB

House in Virgina City MLS 361201

Gift Shop Virgina City Montana

Bear Creek Montana

1 Acre in Bozeman Montana

Your Development Team

Our Services

Buying a Home

“You can put as little as 3.5 percent down using a Federal Housing Administration loan. A lot of these people could afford a monthly mortgage given the prevailing home prices…”

Wish List

Land as an Investment

Selling your Land or Home

Subdivisions

The Pride and Joy of Land

Buying Land with a Mindful Vision

Montana Home Permaculture Garden

Homestead Declaration

Text

Deadman's Basin

Borders National Forest

Beartooth Valley Ranch

Contract Buyer

Owner Financing